A Senior Credit Data Scientist Position is Available at NMB Bank
Job Overview
Senior Credit Data Scientist
NMB Bank
Dar es Salaam
Job Description
Job Location :Head Office
Job Purpose:
- To provide competent and reliable support on credit related projects including system development / implementation / enhancements and automation, new credit product designing, CRB services, Credit Scoring Tools, IFRS9 assessment, maintenance of credit risk related models, validation and reporting, etc.
- To deliver a professional service, this includes conducting advanced analytics with regards to NMB’s loan portfolio performance trends and the overall banking industry as a whole in an effort of mitigate credit risks and thereafter make recommendations for management decisions.
- To prepare and ensure availability of analytical reports to all internal and external partners that involved in credit matters and handling various credit related queries.
Main Responsibilities:
- Responsible for applying advanced analytical skills and machine learning experience to develop, review, validate and maintain credit risk related models and dashboards for the bank.
- Provide proper support and supervision of the IFRS 9 solutions particularly on reports preparation, process review, system enhancement and validation.
- Responsible for identifying hotspots, modelling and providing analytical updates on internal and external factors that influence NMB’s portfolio performance and banking industry as a whole in an effort of mitigating credit risk exposure.
- Responsible for managing CRB services within NMB Bank with regards to monthly data submission, data quality improvement, system enhancements, trainings and handling disputes/queries concerning CRB process on ensuring full compliance in accordance with BOT regulatory requirements.
- Develop and maintain detailed processes and other requirements related to credit risk models.
- Responsible for providing full support by sharing all the required credit reports/information and handling various credit related queries to the internal and external partners including BOT, auditors and other institutions.
Knowledge and Skills:
- A comprehensive knowledge of credit risk models.
- Understanding of Programming languages e.g. Java, C, SQL, Python, R, etc.
- Business Intelligence & Data analytics.
- Knowledge of Machine Learning Techniques.
- Strong mathematical & numeracy skills.
- Understanding of the reports & data visualizations tools.
- Critical thinking, excellent analytical and creative.
- Communication and presentation skills.
- Ability to prioritize, meet deadlines and work under pressure.
- Self-directed work and problem-solving centric attitude.
- Ability to independently research and develop innovative analytics.
Qualifications and Experience:
- Bachelor’s Degree or its equivalent in Mathematics, Computer Science, Computer Engineering, Data Analytics,
- Machine Learning, or related fields.
- At least 3 years’ experience preferably in; –
- -Programing languages including SQL, Python, Scala and Perl; and R.
- -SQL and NoSQL databases.
- -Data mining and manipulation, machine learning algorithms and applications.
- Experience in Credit risk modelling within the Banking industry is an added advantage.
NMB Bank Plc is committed to creating a diverse environment and is proud to be an equal opportunity employer
Job closing date : 17-Jan-2023
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